How It Works

Firstly you have to qualify by meeting our minimum criteria:

Live in a state where payday loans, installment loans and cash-advances are legal

Be at least 18 years old

Be a U.S. citizen

Earn a minimum equivalent to a monthly salary of $1000

Have a valid checking account

Submit your loan application

You can submit your loan application on this website in around 2 minutes. Fill out our short form, and if you qualify, a lender will contact you. Your lender will send you the terms and conditions of the loan, and if you accept, just provide your e-signature.

Depositing the Loan

Once you have provided your e-signature, your loan will be transferred directly into your account as soon as the next business day. The process is that simple.


When the term of your loan is up, your lender will often automatically debit your account for the loan amount in addition to any fees your lender may charge. There will be one payment for a short term payday loan and multiple payments for an instalment loan.


If you have any questions about the process, please visit our FAQ page.