How do we at WeLendToYou get paid?

At WeLendToYou our service is entirely FREE.

We don’t charge you anything for connecting you to a member of our lending panel. We have over 100 lenders in our panel.

When you receive your loan’s terms from your lender, your lender will explain all of the fees and the APR associated with your loan. This way, you know what to expect when you repay your loan. If you are not comfortable with the terms of your loan, you can close the browser and walk away. You are not obligated to accept the loan.

How much do I have to pay back? What is the APR?

Since WeLendToYou is not a lender, we are not able to provide or advertise the actual terms, rates, annual percentage rates (APRs), or fees associated with the loan you may receive from a lender. The reason for this is that the terms, rates, APRs and fees vary from lender to lender.

If a lender agrees to work with you, you will be shown this information as a part of the loan terms. When we redirect you to a lender within our panel, this is where the APR and other associated fees will be made clear to you and well before you sign any agreements. Please note that you are not obligated until you agree to take the loan.

Please review the information the lender provides carefully and make sure that you understand how much money you will receive and how much you are required to payback.

Each lender should provide its loan terms clearly and in a way that is easy to understand. If you do not understand the terms of the loan or don’t agree with them (including the APR), do not continue or agree to the terms and do not provide your electronic signature.

You are not obligated to accept the terms for any reason.

Disclosing Terms and Conditions

If you are approved for a loan, your lender will send you a full explanation of the terms of the loan. That includes the fees for the loan as well as repayment information. Be sure to read this document carefully as it contains important information that you need to know about your loan.

You are not obligated to accept the loan; though, if you do decide to accept the loan along with its terms, simply provide your e-signature when prompted and your loan will be in your account as soon as the next business day in most cases.

Late Repayment

Each lender its own policy about repaying a loan after the due date. This policy should be outlined in the documents sent by the lender before you accept the loan. This is important information to have before you agree to take out a loan. However, there are also laws and regulations about repayment that each lender must follow.


If you do not repay your loan, you may be charged with additional fees.

Renewing Loans

There is no one loan renewal policy. Policies are partially regulated by states. In states that allow loan extensions, lenders recalculate interest and fees after the loan is past term and has not been repaid, which can make your loan more expensive. Please review the terms your lender provided to understand your lender’s policy on renewing loans.