Consumer Advisory: APR Rates Range From 200% to 1386% Maximum APR

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Your interest rate and repayment schedule will vary based on the lender you're connected with. Once approved, you'll be transferred to the lender's website to review and approve the repayment terms for your loan

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3 to 18 month repayment terms available

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If approved, you could get your cash as early as next day (subject to final checks, deposits, and clearing times).

All Credit Types Welcome
Poor credit, bad credit and any less than perfect credit backgrounds can request funds here.

Your Short Term Loan Needs At Your Finger Tips 24 hours a day.

It's difficult to predict your cash needs for an entire year and occasionally the unpredicted can happen without warning. It's difficult to prepare for the financial burden of such events and that’s where a short term loan can be of help. You don’t have to wait until your next paycheck to take care of an urgent financial need. We are here to help you.

WeLendToYou connects you to a diverse group of lenders who understand that there are many people who have been affected by the economy when it isn’t their fault. They could help you find the short term cash loan you’re looking for.

APR Disclosure and Range

WeLendToYou™ is not a lender – as such, we do not have control over the APR you will be offered. We display a Representative APR only as it is based on data offered from multiple lenders – qualified customers can get an APR range from 5.99% min to 35.99% max APR and loan repayment period of minimum 61 days, maximum 90 days. Important Information: Some lenders and services may not be accessible to residents of all States based on lender’s preferences and legislation particular to that State

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We search over 100+ USA Lenders. Cash deposited direct in your account with a secure application process! REQUEST FUNDS FOR A LOAN TODAY

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You are NOT obligated to finalise the loan we find for you, its your choice entirely.

All credit types are welcome to request funds.

How Do Your Loans Compare To Regular Unsecured Loans?

Regular loans, such as those offered by banks and other mainstream financial institutions are difficult to obtain when you have less than a perfect credit history. Moreover, if you have a bad credit history then in most cases you can forget it. You will also in most cases have to fill out very long winded forms and wait for their verdict over the course of a week or more; frustrating when the answer is “No” after waiting long periods and putting all the effort in.

We don’t want you to waste your time and that’s why we built a system that will find you an answer from a short form in a couple of minutes after searching over 100 lenders in the entire marketplace. We welcome people of all credit background, good credit, bad credit, poor credit, all credit types.

What is the APR for the loan that I may get if I find a lender?

First off, it's important to understand what an APR is. APR or (Annual Percentage Rate) is meant to represent the interest rate and fees of a loan for an entire year. Since APR is a commonly used way of expressing the fees of other types of loans, such as mortgage loans, auto loans, and types of personal loans, we feel it’s somewhat useful for you to know what the representative APR ranges could be for a personal loan. Since WeLendToYou is not a lender, we aren’t able to accurately represent the exact APR that your lender may offer. Representative APRs can differ.

What Happens If I don’t Pay Back My Loan?

Each individual lender has its own terms and conditions and policies in dealing with late or non-payment. The consequences of non-payment can be read in each lenders own terms and conditions before you proceed with any loan. Please ensure you read all terms regarding repayment and non-payment carefully and responsibly before accepting a lender’s terms.


(*) Cash transfers may vary. After receiving your loan all questions should be made directly to your lender. Services may not be accessible to residents of all states. From online application to decision takes 1 to 2 minutes on average and completing the set-up process with the lender may take around 5 minutes.

(**) Reference to “bad credit”, “no credit” or “poor credit” means the loan product may be applied for by applicants with a low or poor credit history. This does not mean the loan product is designed or targeted to any customer type, but that applicants may still request funds if they fall within this customer type category.

The decision process is based on various factors and lenders have different criteria levels for qualification. We cannot guarantee any application outcome, for any credit status.